• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
The Life Jolie logo
  • Easy Dinner Recipes
  • Recipes
  • About
  • Contact
    • Work with me!
    • Video Production
  • Nav Social Menu

    • Email
    • Facebook
    • Instagram
    • Pinterest
    • Twitter
    • YouTube
menu icon
go to homepage
subscribe
search icon
Homepage link
  • Easy Dinner Recipes
  • Recipes
  • About
  • Contact
    • Work with me!
    • Video Production
    • Email
    • Facebook
    • Instagram
    • Pinterest
    • Twitter
    • YouTube
  • ×
    The Life Jolie » Dessert » Moist Banana Chocolate Chip Muffins

    Moist Banana Chocolate Chip Muffins

    Published: Sep 15, 2025 by Jessy Freimann · This post may contain affiliate links · This blog generates income via ads · Nutrition information may not be accurate.

    Jump to Recipe Jump to Video Print Recipe
    A close up image of a chocolate chip banana muffin inside a bowl of other muffins.

    These moist banana chocolate chip muffins come together quickly and are a delicious way to use up ripe bananas. Ready in under 30 minutes, they make a perfect breakfast or snack for the whole family.

    A close up image of a chocolate chip banana muffin inside a bowl of other muffins.
    Jump to:
    • Why You’ll Love These Chocolate Chunk Banana Muffins
    • Ingredient Information And Substitutions
    • How To Make Banana Chocolate Chunk Muffins
    • Frequently Asked Questions
    • Tips For Buttermilk Banana Bread Muffins
    • What To Serve With Banana And Chocolate Chip Muffins
    • Other Breakfast Recipes To Try
    • Moist Banana Chocolate Chip Muffins

    Why You’ll Love These Chocolate Chunk Banana Muffins

    In our house, two things are certain: bananas are always a favorite, and chocolate is a must. So it’s no surprise these muffins are a big hit with my husband and kids. They just can’t get enough of these moist, chocolate-studded treats!

    These muffins capture that comforting flavor in a quick, easy-to-make form. Plus, the chocolate chips add just the right touch of sweetness to make breakfast feel a little indulgent... because who says you can’t enjoy chocolate first thing in the morning? Here are more reasons to make these incredible banana bread chocolate chip muffins: 

    • Super moist
    • Ready in under 30 minutes
    • Delicious way to use up ripe bananas
    • Perfect snack for breakfast or dessert
    A muffin cut in half with butter melting on the front half on a white plate with other muffins behind it.

    Ingredient Information And Substitutions

    • Bananas- Ripe bananas are key for sweetness and moisture. Overripe is perfect here!
    • Butter- Softened butter adds richness. Vegan butter is a good alternative.
    • Eggs- To bind everything together and give the muffins structure.
    • Cooking spray- For greasing the muffin tin. Butter or parchment liners also work.
    • Buttermilk- Brings moisture and keeps them tender. You can make your own by adding a tablespoon of lemon juice or vinegar to milk and whisking just before adding to the batter.
    • All-purpose flour- Gives the muffins their perfect bite and texture. 
    • Sugar- Regular granulated sugar for sweetness and structure.
    • Baking powder- Helps muffins rise and stay fluffy.
    • Baking soda- Works with buttermilk to make muffins light.
    • Nutmeg- Adds warm, subtle flavor. Use cinnamon if you prefer.
    • Mini chocolate chips- These create better balance than regular sized chips. You can also try dark chocolate or white chocolate chips for a different twist.
    An overhead image of labeled recipe ingredients.

    How To Make Banana Chocolate Chunk Muffins

    Step 1- Prep the ingredients.

    Set your oven to 425 degrees F and spray a 12-cup muffin tin with cooking spray. Set aside.

    In a medium bowl, whisk together the flour, baking powder, salt, baking soda, and nutmeg until evenly mixed.

    In another bowl, mash the bananas until mostly smooth, with no big lumps.

    Mashed banana in a b owl and then dry ingredients combined in a blue bowl.

    Step 2- Mix wet ingredients.

    Cream together butter and sugar for 2 minutes until light and fluffy. Add the eggs, buttermilk, and mashed bananas and mix until fully blended.

    Butter and sugar creamed together and then the rest of the wet ingredients mixed in.

    Step 3- Incorporate dry ingredients.

    Slowly add the dry mix into the wet ingredients, stirring until everything comes together. Then, gently fold in the mini chocolate chips.

    Divide the batter evenly among the 12 muffin cups, filling each one to the top. Sprinkle a few extra mini chocolate chips on the surface of each muffin.

    Dry ingredients and chocolate chips mixed together and then batter split between 12 muffin cups.

    Step 4- Bake the muffins.

    Bake for 5 minutes at 425 degrees F. Without opening the oven door, lower the heat to 350 degrees F and bake for an additional 15-18 minutes, or until a toothpick inserted in the center comes out clean.

    Allow the muffins to cool in the pan for 10 minutes before serving.  

    Extra chocolate chips added to the top of the batter in the muffin tin and then the tin in the oven.

    Frequently Asked Questions

    Can I make gluten free banana chocolate chip muffins?

    Absolutely! Simply swap the all-purpose flour for a gluten-free flour blend designed for baking. The texture will be just as moist and delicious.

    How ripe should the bananas be?

    The riper, the better! Look for bananas with lots of brown spots for the sweetest flavor and best texture. However, avoid any that are completely brown and overly mushy.

    Can I make these in advance?

    Yes! These muffins keep fresh and moist for several days when stored in an airtight container at room temperature, making them perfect for preparing ahead.

    Muffins lined up on a cooling rack and focused on the center one.

    Tips For Buttermilk Banana Bread Muffins

    • Don’t over-mix! Stir the batter just until ingredients come together to keep muffins tender.
    • Use overripe bananas. They make the muffins super sweet and moist without any extra sugar.
    • Buttermilk substitute: For this recipe, whisk 1 tablespoon lemon juice or vinegar into ½ cup regular milk just before adding to the batter.
    • Make sure your ingredients are at room temperature so they blend easily and bake evenly.
    • Begin baking at a higher temperature to help the muffins rise quickly and form nice, tall tops. Then reduce the heat after 5 minutes to gently finish cooking the centers without drying them out.
    • Slather them with salted butter for the best banana chocolate chip muffin. They’re delicious on their own, but a little salted butter on top takes them to the next level!
    • Ingredients to prep ahead- Mash your bananas and measure dry ingredients before starting.
    • Leftovers and storage- Keep cooled muffins in an airtight container at room temperature for a few days or freeze up to 3 months.
    A pile of muffins with the main one cut in half revealing the moist crumb.

    What To Serve With Banana And Chocolate Chip Muffins

    Pair these muffins with a good source of protein and some fresh fruit or veggies. This creates a well-rounded breakfast that’s both delicious and keeps you feeling full and energized throughout the morning. Here are a few ideas for pairing:

    • Asparagus Leek Tart
    • Avocado Egg Salad
    • Homemade Granola Bars
    • Peppers and Eggs

    Other Breakfast Recipes To Try

    • A plate of sweet potato hash with an egg in it and onions and a green napkin behind it.
      Chorizo and Sweet Potato Breakfast Hash
    • Two slices of banana bread next to the loaf with a banana on the side.
      Buttermilk Banana Bread Recipe
    • A close up of a bacon egg and cheese muffin on a plate with the other ones.
      Bacon Egg And Cheese Muffins
    • Apple Spice Muffins are one of my favorite fall recipes. Made with tasty chunks of apple, applesauce with cinnamon, nutmeg and ginger, they're so easy to make and taste great as breakfast or as a dessert!
      Apple Spice Muffins

    Love this recipe? Please leave a 5 star ⭐️⭐️⭐️⭐️⭐️ rating in the recipe card below ⬇️ and/or a review in the comment section further down. Check out my Amazon Store for all my favorite tools, including those used in this recipe. And follow @thelifejolie on Instagram and TikTok!

    A close up image of a chocolate chip banana muffin inside a bowl of other muffins.

    Moist Banana Chocolate Chip Muffins

    Jessy Freimann
    These moist banana chocolate chip muffins come together quickly and are a delicious way to use up ripe bananas. Ready in under 30 minutes, they make a perfect breakfast or snack for the whole family.
    No ratings yet
    Print Recipe Pin Recipe
    Prep Time 10 minutes mins
    Cook Time 20 minutes mins
    Total Time 30 minutes mins
    Course Breakfast, Dessert
    Cuisine American
    Servings 12 servings
    Calories 203 kcal

    Equipment

    • muffin pan
    • mixing bowl
    • Whisk
    • measuring cups
    • measuring spoons

    Ingredients
      

    • Cooking spray
    • 2 cups flour
    • 1 ½ teaspoons baking powder
    • ½ teaspoon kosher salt
    • ½ teaspoon baking soda
    • ¼ teaspoon nutmeg
    • 3 ripe bananas (around ⅓ of a cup)
    • ½ cup butter, softened (1 stick)
    • 2 large eggs
    • ½ cup buttermilk (you can also mix 1 Tablespoon lemon juice or white vinegar with milk)
    • 1 cup sugar
    • ½ cup mini chocolate chips

    Instructions
     

    • Preheat the oven to 425 degrees Fand spray a muffin tin with cooking spray. Set aside.
    • In a medium bowl, whisk together flour, baking powder, salt, baking soda and nutmeg. Set aside.
    • In a large mixing bowl mash the bananas until they're pretty well mushed and most of the lumps are out. You can use the stand mixer whisk attachment or just a fork.
    • Add butter, eggs, buttermilk and sugar to the bowl and mix until well combined.
    • Slowly add dry ingredients and mix until just combined. Fold in chocolate chips.
    • Distribute the batter between all 12 muffin cups, they should all be filled to the top.
    • Sprinkle a few more mini chocolate chips onto the top of the batter in each cup.
    • Bake for 5 minutes at 425 degrees F and then without opening the oven, turn the temperature down to 350 degrees F and bake for another 15-18 minutes or until a toothpick comes out clean.
    • Cool for 10 minutes and serve immediately.

    Video

    Notes

    • Don’t over-mix! Stir the batter just until ingredients come together to keep muffins tender.
    • Use overripe bananas. They make the muffins super sweet and moist without any extra sugar.
    • Buttermilk substitute: For this recipe, whisk 1 tablespoon lemon juice or vinegar into ½ cup regular milk just before adding to the batter.
    • Make sure your ingredients are at room temperature so they blend easily and bake evenly.
    • Begin baking at a higher temperature to help the muffins rise quickly and form nice, tall tops. Then reduce the heat after 5 minutes to gently finish cooking the centers without drying them out.
    • Slather them with salted butter for the best banana chocolate chip muffin. They’re delicious on their own, but a little salted butter on top takes them to the next level!
    • Ingredients to prep ahead- Mash your bananas and measure dry ingredients before starting.
    • Leftovers and storage- Keep cooled muffins in an airtight container at room temperature for a few days or freeze up to 3 months.

    Nutrition

    Serving: 1servingCalories: 203kcalCarbohydrates: 39gProtein: 4gFat: 3gSaturated Fat: 2gPolyunsaturated Fat: 0.3gMonounsaturated Fat: 0.5gTrans Fat: 0.02gCholesterol: 34mgSodium: 234mgPotassium: 62mgFiber: 1gSugar: 22gVitamin A: 95IUVitamin C: 0.1mgCalcium: 69mgIron: 1mg
    Tried this recipe?Let us know how it was!
    « Cherry Chocolate Cookie Bars
    Apple Slaw Recipe »
    • Share
    • Flipboard
    • Tweet

    Reader Interactions

    Comments

    1. Michelle says

      July 27, 2018 at 5:00 am

      I made the chocolate chip muffins today with my 13 year old son, the flavor is very nice, but I didn't notice until they were baked that the recipe didn't call for any butter/oil (Other than the spray oil for the muffin tin... I actually used liners with a little oil on them, but they still got stuck all over the edge of the liners.... am I missing something??
      Reply
      • Jessy Freimann says

        July 27, 2018 at 8:00 am

        Yikes- it appears that I was missing something- This recipe is meant to have a stick of softened butter. I'm so sorry for this typo and thank you for pointing it out. I just fixed the recipe. Hopefully you'll give them another try- I have to imagine they're much better with the butter!
        Reply
    2. Karly says

      December 05, 2018 at 11:30 am

      My kids would love these too! Thanks for sharing!
      Reply
      • Jessy Freimann says

        December 07, 2018 at 10:26 am

        Thanks Karly <3
        Reply

    Leave a Reply Cancel reply

    Your email address will not be published. Required fields are marked *

    Recipe Rating




    This site uses Akismet to reduce spam. Learn how your comment data is processed.

    Primary Sidebar

    Jessy in a kitchen holding a white casserole pan and smiling.
    Hi, I'm Jessy!

    Welcome to The Life Jolie! I share simple, delicious recipes and ingredient prep tips to make your weeknight cooking a breeze!

    More about me →

    Easy Dinner Recipes

    • A spoon lifting up a scoop of eggplant parm bake with melt cheese trailing behind it.
      Eggplant Parm Bake
    • A close up of a drum chicken wing in a pile of other wings.
      Oven Baked Chicken Wings
    • An overhead image of a bowl of minestrone soup.
      Traditional Minestrone Soup Recipe
    • A close up of a bagel pizza with mini pepperonis on a pan.
      Bagel Pizzas Recipe
    • A bowl of chicken and orzo soup with a spoon in it.
      Chicken and Orzo Soup
    • A bowl of Swedish meatballs and noodles.
      Swedish Meatballs And Noodles

    Popular Recipes

    • A glass bowl of melted chocolate with a spatula dripping some back into the bowl.
      How To Melt Chocolate Chips In The Microwave
    • Italian Stuffed Zucchini Boats are the healthy weeknight meal you'll want to make again and again. This is a seriously easy recipe that's full of delicious flavor without all the guilt!
      Italian Stuffed Zucchini Boats
    • A close up shot of the side of a shallow bowl of shrimp mac salad.
      Shrimp Macaroni Salad
    • A white pan pouring cheese sauce over a bowl of steamed broccoli.
      Cheese Sauce for Broccoli Recipe
    • An overhead image of a plate of chicken lettuce wraps with peanut sauce next to it and all the fixings surrounding it.
      Copycat Cheesecake Factory Thai Chicken Lettuce Wraps
    • A close up image of a piece of greek marinated chicken on a white plate with lemons on the plate and in the background.
      Greek Yogurt Chicken
    Jessy in a kitchen holding a white casserole pan and smiling.
    Hi, I'm Jessy!

    Welcome to The Life Jolie! I share simple, delicious recipes and ingredient prep tips to make your weeknight cooking a breeze!

    More about me →

    Easy Dinner Recipes

    • A close up image of a piece of coconut shrimp on top of others.
      Coconut Shrimp With Sauce
    • An overhead image of taco soup in a bowl.
      Crockpot Taco Chicken Soup
    • A spoon pulling up a scoop of skillet lasagna with melted cheese stretching behind it.
      No Bake Lasagna Skillet
    • A bowl of hearty lamb stew.
      Easy Lamb Stew Recipe
    • A close up of a wooden spoon in a pan of taco pasta.
      One Pan Taco Pasta With Chicken
    • A plate of sausage and veggies with a fork on it.
      Sheet Pan Sausage and Roasted Veggies

    Popular Recipes

    • A glass bowl of melted chocolate with a spatula dripping some back into the bowl.
      How To Melt Chocolate Chips In The Microwave
    • Italian Stuffed Zucchini Boats are the healthy weeknight meal you'll want to make again and again. This is a seriously easy recipe that's full of delicious flavor without all the guilt!
      Italian Stuffed Zucchini Boats
    • A close up shot of the side of a shallow bowl of shrimp mac salad.
      Shrimp Macaroni Salad
    • A white pan pouring cheese sauce over a bowl of steamed broccoli.
      Cheese Sauce for Broccoli Recipe
    • An overhead image of a plate of chicken lettuce wraps with peanut sauce next to it and all the fixings surrounding it.
      Copycat Cheesecake Factory Thai Chicken Lettuce Wraps
    • A close up image of a piece of greek marinated chicken on a white plate with lemons on the plate and in the background.
      Greek Yogurt Chicken

    Footer

    ↑ back to top

    About

    • About Me
    • Privacy Policy + Disclaimer

    Newsletter

    • Sign Up! for emails and updates

    Contact

    • Contact
    • Video Production

    As an Amazon Associate I earn from qualifying purchases.

    Copyright 2014-2021 - Jolie Ventures, LLC. All Rights Reserved. Privacy Policy.

    Rate This Recipe

    Your vote:




    A rating is required
    A name is required
    An email is required